Overview

Know and protect against your legal liability.

Liability can arise from both general and specific aspects of your business operations, including from products sold or supplied and errors or omissions in your advice or service.

Protecting your legal liability to pay compensation to others from your business activities, products and services is critical.

We can help you identify your exposures and recommend ways to protect against them.

Types of Cover

What you can cover

Litigation is prevalent, so liability cover is vital. We can help you identify the exposures that arise in your business and recommend an insurance program to provide you with protection and certainty.

Association Liability

Liability cover for members of management committees or incorporated organisations against negligent acts, errors or omissions.

Aviation Liability

Liability cover for bodily injury and/or property damage arising from the operation of an aircraft

Commercial Legal Expenses

Reimbursement of legal costs in either defending or pursuing legal action in areas of contract, employment, criminal, property, patent or copyright, motor and trade practices (both civil and statutory)

Construction Liability

Covers legal liability for bodily injury and/or damage to property arising from project/works during construction

Cyber Protection & Liability

Covers exposures such as e-theft, destruction of critical data, defamation, libel, copyright or trademark infringement, e-vandalism, e-threats and more.

Directors & Officers Liability

Covers Directors’ or Officers’ for their legal liability for wrongful acts committed whilst acting in their capacity as a Director/Officer.

Environmental Impairment Liability

Liability cover for bodily injury and/or property damage following gradual pollution

Extra Territorial Workers’ Compensation

Variation of Workers Compensation benefits whilst employees are temporarily working elsewhere other than State of Employment

Management Liability

Combined policy for the full range of company management exposures including directors & officers liability, employment practices liability, statutory liability, etc.

Professional Indemnity

Breach of Duty arising from the professional activities of the insured.

Public & Products Liability

Covers legal liability for bodily injury and/or damage to property occurring in connection with the business or caused by products sold or supplied.

Workers Compensation

Injury to employees as per State Legislation.

About Us

Why choose us?

Our purpose is to provide protection and certainty. We believe in living where you work to make a real contribution, acting with honesty and decency, bringing our best every time and delivering on our promises.

We help ensure that life can carry on, whatever the future may bring.